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	<title>Comments on: Of Malaysians lifestyle and changes</title>
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	<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/</link>
	<description>Malaysian social political blog with discussions on public safety, education, economics, government, corruption and human rights issues.</description>
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		<title>By: Yein Jee</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-902</link>
		<dc:creator>Yein Jee</dc:creator>
		<pubDate>Tue, 10 Jun 2008 04:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-902</guid>
		<description>Anon#14...  the fact that you are replying a comment during midnight probably means that you have internet access at home, and you are already luckier than almost half of the Malaysians financial wise.

How about cutting your internet expenses at the first place?  Unsubscribe to TM and you would save RM40-80 per month.  Have a look at your car, handphone, and think about what you have for dinner...  do you seriously think that you are not wasting money on unnecessary places, and that you have no better options to change your lifestyle?

What the government did is adding to our burden, quite true...  but lots of the time we are the ones who put ourselves into tight financial situation at the first place.  And we will have to count on ourselves to make the change.</description>
		<content:encoded><![CDATA[<p>Anon#14&#8230;  the fact that you are replying a comment during midnight probably means that you have internet access at home, and you are already luckier than almost half of the Malaysians financial wise.</p>
<p>How about cutting your internet expenses at the first place?  Unsubscribe to TM and you would save RM40-80 per month.  Have a look at your car, handphone, and think about what you have for dinner&#8230;  do you seriously think that you are not wasting money on unnecessary places, and that you have no better options to change your lifestyle?</p>
<p>What the government did is adding to our burden, quite true&#8230;  but lots of the time we are the ones who put ourselves into tight financial situation at the first place.  And we will have to count on ourselves to make the change.</p>
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		<title>By: Anonymous</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-893</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 09 Jun 2008 16:24:40 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-893</guid>
		<description>i don&#039;t drink, i don&#039;t smoke and i don&#039;t buy expensive bags, but my financial is still bad, how to change my lifestyle when i am having no life?</description>
		<content:encoded><![CDATA[<p>i don&#8217;t drink, i don&#8217;t smoke and i don&#8217;t buy expensive bags, but my financial is still bad, how to change my lifestyle when i am having no life?</p>
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	<item>
		<title>By: Yein Jee</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-874</link>
		<dc:creator>Yein Jee</dc:creator>
		<pubDate>Sat, 07 Jun 2008 16:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-874</guid>
		<description>kamara1323...  PTPTN basically lend their money to all applicants these days ain&#039;t so?  I don&#039;t think they have the resource to check the background of the applicants...  what I really want to see from them is to collect back the debts from the defaulters so that the future generation can still benefit from the loan.  The debt collection effort is something that they have to improve seriously.</description>
		<content:encoded><![CDATA[<p>kamara1323&#8230;  PTPTN basically lend their money to all applicants these days ain&#8217;t so?  I don&#8217;t think they have the resource to check the background of the applicants&#8230;  what I really want to see from them is to collect back the debts from the defaulters so that the future generation can still benefit from the loan.  The debt collection effort is something that they have to improve seriously.</p>
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		<title>By: kamara1323</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-871</link>
		<dc:creator>kamara1323</dc:creator>
		<pubDate>Sat, 07 Jun 2008 08:26:43 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-871</guid>
		<description>Misusing PTPTN money is over the limit already...PTPTN should be more considerate about giving loans to those who really derserves it and not just to everyone...</description>
		<content:encoded><![CDATA[<p>Misusing PTPTN money is over the limit already&#8230;PTPTN should be more considerate about giving loans to those who really derserves it and not just to everyone&#8230;</p>
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		<title>By: Yein Jee</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-859</link>
		<dc:creator>Yein Jee</dc:creator>
		<pubDate>Sat, 07 Jun 2008 02:20:34 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-859</guid>
		<description>Mae...  I didn&#039;t mention my friends&#039; ethnicity because I believe inflations would affect every Malaysians regardless of races and religions, and that all Malaysians have to change (and can change) our lifestyle to adjust to the situation.

Yes, there are groups of people that won&#039;t have much options, and I hope the government will look after their needs closely...  but for lots of the others, it&#039;s really a matter of choices.</description>
		<content:encoded><![CDATA[<p>Mae&#8230;  I didn&#8217;t mention my friends&#8217; ethnicity because I believe inflations would affect every Malaysians regardless of races and religions, and that all Malaysians have to change (and can change) our lifestyle to adjust to the situation.</p>
<p>Yes, there are groups of people that won&#8217;t have much options, and I hope the government will look after their needs closely&#8230;  but for lots of the others, it&#8217;s really a matter of choices.</p>
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		<title>By: Mae</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-856</link>
		<dc:creator>Mae</dc:creator>
		<pubDate>Fri, 06 Jun 2008 16:42:12 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-856</guid>
		<description>I can&#039;t really say for certain (and I&#039;m perhaps making assumptions) but some malays simply have limited choices. You didn&#039;t say if your friends were malays, chinese malays, indian malays. I have come contacts who are chinese and indian malays who are concerned about the growing disparity between the &#039;races&#039; as there&#039;s an emphasis from the government to support malays rather than other races.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t really say for certain (and I&#8217;m perhaps making assumptions) but some malays simply have limited choices. You didn&#8217;t say if your friends were malays, chinese malays, indian malays. I have come contacts who are chinese and indian malays who are concerned about the growing disparity between the &#8216;races&#8217; as there&#8217;s an emphasis from the government to support malays rather than other races.</p>
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		<title>By: ffad</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-855</link>
		<dc:creator>ffad</dc:creator>
		<pubDate>Fri, 06 Jun 2008 14:48:36 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-855</guid>
		<description>to all Binatang Nasional scums,

malaysians did not owe u anything. u scums owe us a lot. and still, u scums can think of &quot;why not u malaysians save more..&quot;??</description>
		<content:encoded><![CDATA[<p>to all Binatang Nasional scums,</p>
<p>malaysians did not owe u anything. u scums owe us a lot. and still, u scums can think of &#8220;why not u malaysians save more..&#8221;??</p>
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	<item>
		<title>By: Yein Jee</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-854</link>
		<dc:creator>Yein Jee</dc:creator>
		<pubDate>Fri, 06 Jun 2008 12:33:28 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-854</guid>
		<description>Those friends that I mentioned are a bit extreme in some sense.  Most of us actually don&#039;t even need to switch our lifestyle entirely...  just reducing some of the frequencies would do.

Off course there would be people that are badly hit regardless...  but frankly, the fuel hike is not hitting hard on the poorest at the moment.  The most affected group is actually the middle-income-group and those that are just below average.  In near future it has to depend on whether the government could control the increment of other basic expenses, which I hope they could...  or else the inflation will be a total disaster for many.

hyperX...  as said, just a bit less would do. One or two less cinema per month, or dining out, whatever.  Besides, there are other means of hanging out with gf that require less spending...  be creative :)

Ben...  people are pretty good in adapting to the environment ain&#039;t so?  If you could climb to the level you did before, there&#039;s nothing that can stop you from repeating those successes again.  Always be prepared and you will have your chances in future...   and hopefully you can still remember your regrets when you get the second chance.</description>
		<content:encoded><![CDATA[<p>Those friends that I mentioned are a bit extreme in some sense.  Most of us actually don&#8217;t even need to switch our lifestyle entirely&#8230;  just reducing some of the frequencies would do.</p>
<p>Off course there would be people that are badly hit regardless&#8230;  but frankly, the fuel hike is not hitting hard on the poorest at the moment.  The most affected group is actually the middle-income-group and those that are just below average.  In near future it has to depend on whether the government could control the increment of other basic expenses, which I hope they could&#8230;  or else the inflation will be a total disaster for many.</p>
<p>hyperX&#8230;  as said, just a bit less would do. One or two less cinema per month, or dining out, whatever.  Besides, there are other means of hanging out with gf that require less spending&#8230;  be creative :)</p>
<p>Ben&#8230;  people are pretty good in adapting to the environment ain&#8217;t so?  If you could climb to the level you did before, there&#8217;s nothing that can stop you from repeating those successes again.  Always be prepared and you will have your chances in future&#8230;   and hopefully you can still remember your regrets when you get the second chance.</p>
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		<title>By: Ben</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-852</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Fri, 06 Jun 2008 11:59:00 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-852</guid>
		<description>I&#039;m not bragging but I used to earn 5 figure salary and it was never enough. A year ago due to a change in direction, my company had to let go many staff, myself included. I thought I could not survive but I actually learned to live happily on Rm2,000 a month and still have balance at end of month. If I knew then what I know now, I would have saved a few hundred thousand K in d bank. So many regrets.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not bragging but I used to earn 5 figure salary and it was never enough. A year ago due to a change in direction, my company had to let go many staff, myself included. I thought I could not survive but I actually learned to live happily on Rm2,000 a month and still have balance at end of month. If I knew then what I know now, I would have saved a few hundred thousand K in d bank. So many regrets.</p>
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		<title>By: ffad</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-851</link>
		<dc:creator>ffad</dc:creator>
		<pubDate>Fri, 06 Jun 2008 11:52:46 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-851</guid>
		<description>yes malaysian need to change their life style FOR themselves to enable ones to save more money and to have a healthy life, but NOT for a corrupt, unfair, bongkak &amp; etcs government.</description>
		<content:encoded><![CDATA[<p>yes malaysian need to change their life style FOR themselves to enable ones to save more money and to have a healthy life, but NOT for a corrupt, unfair, bongkak &amp; etcs government.</p>
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		<title>By: wong</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-850</link>
		<dc:creator>wong</dc:creator>
		<pubDate>Fri, 06 Jun 2008 10:38:46 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-850</guid>
		<description>Exactly the way I think of those people also. Change the useless lifestyle, healthy lifestyle is a bit boring I have to be honest, but it doesn&#039;t harm right?!</description>
		<content:encoded><![CDATA[<p>Exactly the way I think of those people also. Change the useless lifestyle, healthy lifestyle is a bit boring I have to be honest, but it doesn&#8217;t harm right?!</p>
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		<title>By: Red</title>
		<link>http://yeinjee.com/malaysia/2008/of-malaysians-lifestyle-and-changes/#comment-849</link>
		<dc:creator>Red</dc:creator>
		<pubDate>Fri, 06 Jun 2008 10:33:08 +0000</pubDate>
		<guid isPermaLink="false">http://yeinjee.com/malaysia/?p=315#comment-849</guid>
		<description>YJ,

Well written.  Grim reminder to myself.

-Red</description>
		<content:encoded><![CDATA[<p>YJ,</p>
<p>Well written.  Grim reminder to myself.</p>
<p>-Red</p>
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